How to Sign Up for Alipay Account as a Foreigner (2026 Complete Guide)

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Alipay is China's most widely used payment platform with 1.3 billion users. If you want to shop on Taobao, Tmall or 1688, or make payments inside China, you need Alipay. Foreigners can register from anywhere — this guide covers everything.

ℹ️ Note: To fully activate Alipay payments, you generally need a mainland China bank card. However, you can register and browse Chinese platforms without one. International cards (Visa, Mastercard) are supported for basic payments.

Why Do You Need Alipay?

Alipay is the payment system for Taobao, Tmall, 1688 and JD.com. Without Alipay, you cannot buy from most Chinese online platforms. It also works for in-store QR payments inside China and many other services.

Register via App (Recommended)

Download Alipay

Download the "Alipay" (international version) app from Google Play or App Store. This version has better English support than the Chinese 支付宝 version.

Select Language & Agree

Tap "language 语言" in the top right corner and select English. Then tap "同意" to agree to the privacy policy.

Enter Phone Number

Select your country code and enter your real phone number. Virtual numbers are not accepted. Tap Next and agree to the Service Agreement.

Enter SMS Code

Enter the verification code sent to your phone to confirm your number and create your account.

Real Name Verification

Go to Me → Settings → Identity Verification. Submit your passport details to unlock full payment features including transfers.

Link Your Card

Go to Me → Bank Cards → Add Card. Link your international Visa, Mastercard, Amex or JCB for basic payments. A Chinese bank card unlocks all balance features.

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💡 Tip: Always pay in RMB (Chinese Yuan) when using Alipay to avoid extra currency conversion fees from your bank.

⚠️ Warning: Only download Alipay from official app stores. Fake Alipay apps steal your credentials and financial data.

Frequently Asked Questions

Not for basic registration. International Visa/Mastercard work for in-store payments. A Chinese bank card unlocks full balance and transfer features.

Visa, Mastercard, American Express, JCB and Diners Club are all supported.

Yes. Alipay is the built-in payment system for Taobao and Tmall.

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